Depending on the way InfinitePay integration parameters are configured, the following InfinitePay transaction(s) may happen when the order is submitted using the InfinitePay payment method:
Reserve — the buyer’s identity and credit worthiness is verified by InfinitePay. This acts as basic validation of the future payment and happens for every order where InfinitePay is selected as a payment method.
Capture — confirms the order submission, automatically transfers the order to Financial Management Solutions where the buyer’s InfinitePay guaranteed limit is adjusted by deducting the reserved amount. When the Auto-Capture is enabled, this transaction happens for every order submitted via InfinitePay.
Activate — as a result of payment activation step, InfinitePay guarantees or denies the payment based on the payment due date and shipping information. When Auto-Activation is enabled, this transaction happens for every order submitted via InfinitePay.
When InfinitePay denies the activation, to unblock the debtor limit, the order needs to be cancelled manually via the InfinitePay portal.